4 Tips to Improve Your Home and Save on Your Energy Bill

4 Tips to Improve Your Home and Save on Your Energy Bill

As a homeowner, it’s important to keep your home running efficiently, not only to save money, but also to help the environment thrive. October 2nd is Energy Efficiency Day, a perfect time to think about making some key upgrades that will improve the efficiency of your home. If you’re looking to sell your house and increase the pool of potential buyers in your market, the upgrades below are truly a must.

According with Wallet Hub,

“In the U.S., energy costs eat between 5 and 22 percent of families’ total after-tax income.”

What should you spend on utilities?

Money Management says,

“If you’re working with a budget, and trust me, you should be, your utility costs should be no more than 8-10 percent of your monthly income.”

How can you make your home more efficient?

EnergyEfficiencyDay.Org provides some handy tips that can help you improve the energy efficiency of your home. Here are a few simple ones to consider, and how to make them happen:

1. Make the Switch to LED

LEDs are a great example of how innovation and technology can make your life easier. They last at least 25 times longer and consume up to 90 percent less electricity than incandescent bulbs.

Tip: By switching five of your home’s most frequently used bulbs with ENERGY STAR® certified LEDs, it’s possible to save $75 on energy costs annually.

2. Seal Those Leaks

On average, heating and cooling account for almost half of a home’s energy consumption. In fact, all the little leaks can be equivalent to leaving open a 3-foot-by-3-foot window.

Tip: Take simple steps like caulking windows, sealing leaks around chimneys and recessed lighting, and sliding draft guards under your doors to save up to 20% on heating costs.

3. Heat and Cool Efficiently

Don’t waste money heating or cooling an empty home. Install a programmable thermostat and in colder weather schedule your home’s heat to lower when you are away or asleep and increase when you are returning home or waking-up. In warm weather, schedule the thermostat to raise the temperature when you are away or asleep, and lower it at other times.

Tip: Follow the U.S. Department of Energy recommended temperatures and be energy-efficient all year. 

4. Maintain Your HVAC System

Make sure to clean or change your furnace filters regularly. A dirty furnace filter will slow down air flow, making the system work harder to keep you warm (or cool) and costing you more money.

Tip: Consider getting a winter tune-up. Just as a tune-up for your car can improve your gas mileage, a semi-annual or yearly tune-up of your heating and cooling system can be vital to improve efficiency, saving you money and making your home more comfortable. 

2 Myths Holding Back Home Buyers

Freddie Mac recently released a report entitled, “Perceptions of Down Payment Consumer Research.” Their research revealed that,

“For many prospective homebuyers, saving for a down payment is the largest barrier to achieving the goal of homeownership. Part of the challenge for those planning to purchase a home is their perception of how much they will need to save for the down payment…

…Based on our recent survey of individuals planning to purchase a home in the next three years, nearly a third think they need to put more than 20% down.”

Myth #1: “I Need a 20% Down Payment”

Buyers often overestimate the funds needed to qualify for a home loan. According to the same report:

22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,

“If a 20% down payment was required, 70% of those who were planning to buy a home in the next three years said it would delay them from purchasing and nearly 30% indicated they would never be able to afford a home.”  

While many believe at least 20% down is necessary to buy the home of their dreams, they do not realize programs are available which permit as little as 3%. Many renters may actually be able to enter the housing market sooner than they ever imagined!

Myth #2: “I Need a 780 FICO® Score or Higher to Buy”

Many either don’t know or are misinformed concerning the FICO® score necessary to qualify, believing a ‘good’ credit score is 780 or higher.

To debunk this myth, let’s take a look at Ellie Mae’s latest Origination Insight Report, which focuses on recently closed (approved) loans.2 Myths Holding Back Home Buyers | Keeping Current MattersAs indicated in the chart above, 52.4% of approved mortgages had a credit score of 600-749.

Fun Facts about August

olivia-hutcherson-768723-unsplashOften referred to as the “dog days of summer,” the month of August doesn’t get its nickname from the pooches. The moniker comes from the star Sirius. In ancient Roman times, the dog star rose as the same time as the sunrise during August. Following are more cool and quirky tidbits about August.

  • August was named in honor of Augustus Caesar, nephew of Julius Caesar. Just like the month named after his uncle, July, Augustus wanted his month to have 31 days.
  • Although August currently is the eighth month in Gregorian calendar, it was previously name Sextilis and was the sixth month in the Roman calendar.
  • August’s birthstones are the peridot and sardonyx. Peridot is one of the oldest known gemstones and ranges from olive to lime green with a brownish tint. Sardonyx boasts white and brown bands. Some even believe the gem has mystical powers including eliminating negative thinking.
  • The flower is the poppy or gladiolus meaning beauty, strength of character, love, marriage and family. The gladiolus was discovered in Africa in the 17th to 18th centuries and was first used as food.
  • The zodiac signs for the month are Leo the lion until August 22nd and Virgo the virgin from the 23rd on.  
  • The Anglo-Saxons called August “weod monath” which means weed month due to the rapid growth of weeds and other plants this time of year.
  • In 1963, Martin Luther King, American civil rights campaigner, gave his famous “I have a dream speech” on the 28th of August.
  • August in the northern hemisphere mirrors February in the southern hemisphere.
  • A few famous birthdays in August include: Madonna, Barack Obama, Herman Melville, Mila Kunis, Hulk Hogan, Jennifer Lawrence, Robert DeNiro, Cameron Diaz and Ben Affleck.
  • Some say that those born in August might love sandwiches more than the average person. After all, August is National Sandwich Month.
  • August is month for monumental events such as the invention of the photograph by Thomas Edison on august 12, 1877. The first ever atom bomb used for warfare descended on Hiroshima on August 6, 1945.

5 Ingredients for the Best Realtor

bethany-legg-9248-unsplashThe majority of home sellers and buyers have little to no experience working with real estate agents. It might be hard to tell the difference between an excellent, less than perfect and down right awful agent. Don’t worry, we’ve identified the five characteristics every agent you work with should have and why.

  • Hustle

Top-notch agents work hard all the time. They are always looking for more clients and networking relationships to help buy and sell properties. They are tech savvy and clever marketers.

  • Knowledge

One of the most prominent indicators of a great agent is knowledge especially concerning the local market. This knowledge doesn’t come from a book. It comes from experience. Sales experience provides these agents with valuable knowledge. Look for an agent that offers successful experiences in selling and buying homes in your area. Avoid beginners including someone new in town or someone who has never sold a home in your particular market.

  • Commitment

The best agents to work with do real estate full-time. They are flexible and always ready to show a property when it fits their client’s schedule. A lot of homebuyers look in the evenings after work and on weekends. So, make sure you find an agent that is available and fits your schedule.

  • Organization

Not only do the best agents stay organized they show great attention to detail. You want an agent that returns your calls promptly and arrives on time to every appointment. The right agent knows just the right small changes to make to get a home sold. They take pride in writing up the listing and capture the best photos of each property.

  • Passion

Look for an agent that loves what they do. They’re the agents who pride themselves on finding their clients the perfect home. The ones who browse listing after listing searching for just the right one for their client’s needs. Because passion fuels them, the right agent will never see you as dollar signs or treat you like just another number.



2018 Summer Car Shows in Utah

canstockphoto92173Warm weather and long days bring out even hotter cars. From old and young, car enthusiasts and motorheads will enjoy this list of all the upcoming classic car shows nearby.



Habit Burger Cruise Night from 5 to 8 p.m. in American Fork at Habit Burger.


Cedarwood Senior Cruise Night from 5 to 8 p.m. in Sandy at Cedarwood.

Rumbi’s Cruise Night from 6:30 to 9 p.m. in Logan at Rumbi’s Island Grill.


SoDa Row Cruise Night from 5 to 8 p.m. in South Jordan at the local SoDa Row.


Riverton Prairie Dog Car & Bike Show from 5 to 9 p.m. in Riverton at Riverton Prairie Dog.

West Haven Days Car Show from 5:30 to 9:30 p.m. at West Haven Park also known as Country Park.

Antique Power Show starts June 22 and ends June 24 with varying times at the Erickson Ranch located in Wallsburg, UT. For more information please visit the museum’s website.  


Bennion Veteran Home Car Show, Cruise & 5K from 7 a.m. to 4 p.m. in Payson at Bennion Veterans Home.

Porterville Car Rally from 11 a.m. to 3 p.m. located at a private home in Morgan.

Buddco Shine Car Show from 11 a.m. to 3 p.m. in Salt Lake City at Buddco Distributing.

RC Willey Car Show from 11 a.m. to 2 p.m. in Syracuse at RC Willey.

Unbridled Fundraiser Car Show from 11 a.m. to 4 p.m. in Salt Lake City at Liberty Park.

Back to the 50s Car Show from 9 a.m. to 4 p.m. in Heber at Main Street Park.

Streetcar Shootout and Car Show from 2 to 6 p.m. in West Valley at Rocky Mountain Raceway.

Ultimate Riders Cruise Night from 4 to 8 p.m. in Salt Lake City at O’Reilly Auto Parts.

St. Joseph Catholic Church Car Show from 11 a.m. to 4 p.m. in West Jordan at St. Joseph Catholic Church.

Ride the Brainwave Car Show from 9 a.m. to 3 p.m. in South Jordan at the Salt Lake County Equestrian Center.

Limitless Supercar Shoot-out & Car Show from 10 a.m. to 7 p.m. in Eagle Mountain at Cory Wride Park.

Fort Herriman Towne Days Car Show from 4 to 6 p.m. in Herriman at Herriman Butterfield Park.


Season of Sundays from noon to 4 p.m. in Ogden at Village Inn.

Callie’s Café Cruise Night from 3 to 6 p.m. in Orem at Callie’s Café.


Jim’s Restaurant Cruise Night from 5 to 8 p.m. in Riverton at Jim’s Restaurant.


‘Bout Time Cruise Night from 5 to 8 p.m. in Herriman at ‘Bout Time! Pub & Grub.

Garage Grill Car Show from 5 to 8 p.m. in Draper at Garage Grill.


Burger Stop Cruise Night from 5 to 8 p.m.in Layton at Burger Stop.


National Auto Parts Warehouse Annual Car Show from 3 to 7 p.m. in West Valley at National Auto Parts Warehouse.

Northern Utah Graffiti Cruise Night from 5 to 9 p.m. in Brigham City at Peach City Restaurant.

Valley Fair Mall Cruise Night from 5 to 8 p.m. in West Valley at Valley Fair Mall.


TREEO Senior Living Cruise Night from 5 to 8 p.m. in South Ogden at TREEO.

Veterans Auto Show from 4 to 8 p.m. in South Jordan at The Sheridan.


Ed Kenley Ford Car Show from 11 a.m. to 3 p.m. in Syracuse at RC Willey.

Old Capital Cruisers Car Show from 10 a.m. to 3 p.m. in Fillmore at Territorial State Park.

Lehi City Roundup Car Show from 11 a.m. to 6 p.m. in Lehi at Mountainland Technical College.

Café Grand Prix grand opening from 11 a.m. to 4 p.m. in Salt Lake City at Café Grand Prix.

Taylorsville Dayzz Car Show from 11 a.m. to 3 p.m. in Taylorsville at Gary S. Swenson Valley Regional Park.

Riverdale 4th Ward Car Show from 5 to 8 p.m. in Riverdale at the 4th ward parking lot.




Ruby River Car Show from 1 to 4 p.m. in Salt Lake City at the local Ruby River.

State Street Car Show from 10 a.m. to 2 p.m. in Murray at Big O Tires.


Eaglewood Festival of Speed from 7 to 9 p.m. in North Salt Lake at Eaglewood Golf Course.

8th Annual Toole Corvette Car Show from 5 to 8 p.m. in Toole at Pratt Aquatic Center.


Scaddy’s Cruise Night from 5 to 8 p.m. in West Valley at Scaddy’s.


Sweeto Burrito Cruise Night from 6:30 to 9 p.m. in Logan at the local Sweeto Burrito.

Grantsville Days Car Show from 10 a.m. to 4 p.m. in Grantsville at the city park.


Advanced Auto Parts Car Show from 5 to 8 p.m. in Ogden at the local Advanced Auto Parts shop.


Wienerschnitzel Car Show from 11 a.m. to 3 p.m. in Harrisville at the local Wienerschnitzel.

Cache Valley Cruise-In from 10 a.m. to 8 p.m. in Logan at the Cache County Fairgrounds.

Catch Me Off a 20 Roll presented by Stance of Utah from noon to 7 p.m. in Ogden at Lorin Farr Park.

Down & Dirty 11 from 1 to 6 p.m. in Magna at the Magna Copper Park.


Zilla’s Restaurant & Lounge Cruise Night from noon to 3 p.m. in Salt Lake City at Zilla’s.


One Man Band Diner Cruise night from 6 to 9 p.m. in Lehi at One Man Band Diner.

Jim’s Restaurant Cruise Night from 5 to 8 p.m. in Sandy at Jim’s Restaurant.


Liberty Park Cruise Night from 5 to 8 p.m. in Salt Lake City at Liberty Park.

Dickey’s Barbecue Cruise Night from 6:30 to 9 p.m. in Logan at the local Dickey’s.


Northern Utah Graffiti Cruise Night from 5 to 9 p.m. in Brigham City at Peach City Restaurant.

Godfather’s Pizza Cruise Night from 5 to 8 p.m. in South Jordan at Godfather’s Pizza.


Les Schwab Annual Charity Car Show from 5 to 8 p.m. in Riverdale at the local Les Scwab.

Mike and Jerry’s Crise-In from 5 to 9 p.m. in Clinton as part of the Clinton Heritage Days.


American Fork Steel Days Car Show from noon to 7 p.m. in American Fork at Rotary Park.

Angels in the Park Car Show from 10 a.m. to 3 p.m. in Copperton at Copperton Park.

Under the Lights Car Show from 6 to 10 p.m. in Ogden at John Watson Chevrolet.

Bo Huff Rockabilly Car Show from 8 a.m. to 10 p.m. in East Carbon at Sunnyside Park.

Bear Lake Car show from 11 a.m. to 4 p.m. in Montepelier at Stock Park.

Mt. Nebo Cruzin Association Car Show from 10 a.m. to 3:30 p.m. in Nephi at the city park.

Draper Days from 9 a.m. to 2 p.m. in Draper at the city park.


Utah Rides Car & Bike Show from 9 a.m. to 3 p.m. in West Valley at Media One Real Estate.


Habit Burger Cruise Night from 5 to 8 p.m. in American Fork at the local Habit.

Blues Street BBQ Cruise Night from 5 to 8 p.m. in American Fork at Blues Street BBQ.


Rumbi’s Cruise Night from 6:30 to 9 p.m. in Logan at Rumbi’s Island Grill.


SoDa Row Cruise Night from 5 to 8 p.m. in South Jordan at SoDa Row.


Uintah Basin Cruise-in & Car Show with varying times in Roosevelt at Constitution Park.


6th Annual Murdock Chevrolet Heritage Day Car Show from 9 a.m. to 3 p.m. in Woods Cross.

Evanston Car Show from 9 a.m. to 3 p.m. in Evanston, WY on Historic Main Street.

Kamas Car Show from 9 a.m. to 3 p.m. in Kamas at the city park.

Show & Shine at Iceberg from 5 to 7 p.m. in St. George at Iceberg Drive In.

Fiesta Days Car Show from 9 a.m. to 3 p.m. in Spanish Fork.


Callie’s Café Cruise Night from 3 to 6 p.m. in Orem at Callie’s café.


‘Bout Time Cruise Night from 5 to 8 p.m. in Herriman at ‘Bout Time Pub and Grub.


Burger Stop Cruise Night from 5 to 8 p.m. in Layton at Burger Stop.


Northern Utah Graffiti Cruise Night from 5 to 9 p.m. in Brigham City at Peach City Restaurant.

Valley Fair Mall Cruise Night from 5 to 8 p.m. in West Valley at the mall.


Blast from the Past Car Show from 10 a.m. to 3 p.m. in Salina at the city park.

Brian Head Resort Car Show with varying times through July 29th in Brian Head at the resort.


Wells Fun Run from 9 a.m. to 5 p.m. in Wells at the city park.

Skyridge High School Band Car Show from 8 to 11 a.m. in Lehi at Skyridge High School.


Jim’s Rastaurant Cruise Night from 5 to 8 p.m. in Riverton at Jim’s Restaurant.

9 Gardening Hacks

garden-3371260_640Spring and gardening season is upon us. A hobby like gardening takes time, effort and money. Clever gardeners figure out little hacks and short cuts that save them in more ways than one. After all, gardening is cheaper than therapy plus you get yummy fruits and vegetables.

Soak your seeds in warm water before planting is an inexpensive trick that can help get your plants ready to root and grow strong, durable plants.

Get crafty
Make your own garden markers. Homemade garden markers are not only functional, but cute too. You can use rocks you find outside or in your garden. Use a sharpie and paint to make your homemade markers more colorful. You also can use plastic silverware you have laying around the house. Find out more about DIY garden markers here.

Use diapers
Lay diapers in your pots to moisten your soil longer. Make sure to cut the elastic edges off and lay the diapers with the absorbent side up to maximize moisture retention.

Turn empty milk jugs into homemade watering cans. The best part is that you get a watering can that always pours how you like. If it doesn’t, you can just make a new one. Here are the step-by-step instructions.

Keep egg shells
Quit throwing away your egg shells. They can be used as a natural fertilizer for your soil and to start seedlings. Want to protect your plants from insects? Just place the egg shells around the base of your plants and viola, you have a homemade insecticide minus all the chemicals and toxins. canstockphoto18957116

Rice water
And your leftover rice water can be used as an environmentally safe and chemical-free fertilizer. So instead of throwing your rice water down the drain pour it on your plants to naturally provide much needed nutrients.

Even coffee grounds
Your used coffee grounds naturally ward off slugs. They also help prevent mold and mildew growth. Besides, used coffee grounds are an essentially free natural fertilizer that you would have just tossed out anyway.

And toilet paper
Use toilet paper to make seed tape. Honestly, seeds can be tiny, and the toilet paper can help you organize, space and plant these small seeds as evenly as possible. Here you can find the instructions on how to make seed tape from toilet paper.

Don’t forget leftovers
Plant more herbs and vegetables from left over store bought plants including herbs, celery, onions and more. With green onion you can chop off the bottoms, let them dry, plant them after a few days and they will start sprouting in no time.

Utah: Finest Powder on Earth

canstockphoto34095240Known for its world-class winter recreation, fresh powder and shredded resorts, Utah provides the perfect destination this chilly season. Following is a list of Utah’s best ski resorts.  

Brighton Ski Resort

Don’t bother looking for flashy advertising concerning this beautiful mountain. Brighton uses word of mouth referrals relying on all the fun your family and friends had riding the mountain or soaking in the hotel’s hot tubs. They also are the only resort in Utah that is 100 percent accessible by quads. With more than 500 inches of snow per year, Brighton welcomes visitors November to April from 9 a.m. to 4 p.m. You also can enjoy night skiing December through March from 4 to 9 p.m.

Snowbird Ski and Summer Resort

Snowbird offers patrons fun year round. In the winter, families enjoy day tickets, learning the ropes with the Mountain School and exploring the slops with skiing, snowboarding, snowmobiling, snowshoeing, aerial tram rides, night skiing and more. During warmer months, you can ride the Mountain Coaster, Alpine Slide, Mountain Flyer, and Vertical Drop or enjoy the bungee trampoline, climbing wall, children’s inflatables and more. For more information, visit their website: http://www.snowbird.com/.

Snowbasin Resort

One of Utah’s longest operating ski areas, Snowbasin Resort has serviced winter enthusiasts since 1940. People from all over the U.S. come to enjoy this resort’s exhilarating powder snow and majestic scenery. Currently celebrating its 76th anniversary, Snowbasin has more than 11,757 acres at your disposal. More than 60 percent of the resort is comprised of National Forest. Snowbasin also was an Olympic venue in 2002. Click here for more information.

Powder Mountain

This resort is all about preserving the powder. It recently added more than 1,000 acres of terrain and two new lifts. Powder Mountain now boasts more than 8,464 acres covered entirely by the freshest snow on Earth. This resort differentiates itself from the competition by limiting ticket sales rather than packing in the most people possible. Reserve your lift tickets in advance to ensure you are one of the 2,000 lucky visitors per day. For location, hours and ticket prices please visit http://www.powdermountain.com/.


Additional Utah resorts:

Brian Head Resort – Located in Brian Head near Cedar City

Eagle Point Resort – Located in Beaver

Solitude Mountain – Located in Solitude

Park City Mountain – Located in Park City

Alta Ski Area – Located in Alta

Deer Valley Resort – Located in Park City

Nordic Valley Ski Resorts – Eden

What’s the Difference Between a Fixed and Adjustable Rate Mortgage?

canstockphoto2922592Buying a home is exciting and, let’s admit it, a bit nerve-wracking. There’s so much to consider and a lot of complicated finance terms to understand. When you’re qualifying for a mortgage or shopping around for the right lender, you need to know how to interpret the information you receive.

One of the most important—and confusing—things to understand is interest rates. We want you to make the best mortgage decision possible, so here’s a quick tutorial on interest rates to help you walk away with the best deal.

What Is the Interest Rate?

Simply put, the interest rate is the price you pay for the money you borrow for your mortgage. The interest rate determines what your interest payment is every month. When you borrow money to purchase a home, your monthly payments will be split up between paying back the principal of the loan, the interest accrued for that month on the loan amount, and any other financed expenses like mortgage insurance, property taxes and other items that go into your escrow account.

The interest rate that you’re quoted when shopping for a mortgage will be the annual rate, but the interest will be calculated on a monthly basis. That means your monthly payment will be calculated based on the total amount you borrowed plus the interest, divided by the term of the loan, which is typically thirty years.

Two Basic Kinds of Mortgage Interest Rates

There are two main types of interest rates that you will be able to compare as you work on your mortgage loan: the fixed interest rate and the adjustable interest rate. We breakdown the differences below.


  • Fixed-rate mortgage: A fixed-rate mortgage means that the interest rate is locked-in for the life of the loan. So, if you take out a thirty-year mortgage with a 4% interest rate, that will be the rate you pay for the entire term of the loan. It won’t increase, nor will it decrease. This is a good option if you plan to stay in your home for a long time and want a fixed monthly mortgage payment that you can budget for each month. It also protects you from changes in the market; however, that also means that while your rate won’t go up when interest rates rise, it won’t go down when rates drop, either.
  • Adjustable-rate mortgage: Unlike a fixed-rate mortgage, an adjustable-rate mortgage (ARM) isn’t locked-in to one interest rate. This means that over the life of the loan, your monthly payment will fluctuate. Sometimes it may be a little bit more, and others it will be less, based on the current interest rates. Usually, the initial interest rate can be much lower than on a fixed-rate mortgage. This makes an ARM attractive to people who only plan to stay in their home for a few years. If you look into an ARM loan, be sure to note how often the rate will adjust—most ARM loans lock in the rate for a certain number of years, so you may be fixed at one rate for up to five years before any change will be made. You should also ask lenders how they calculate interest rates and select a lender that offers the most stable calculation.


The Bottom Line

Borrowing money for a home feels daunting, but when you understand interest rates and how they can impact your monthly payment—and the total amount you’ll end up paying over the life of the loan—you have a lot more control over the process.

7 Top restaurants in Weber County

food-1050813_640Are you a food lover and visiting Weber County? If yes, you must be looking for places where you can find the best food. The place has a lot of restaurants that can provide you the best food of the area. All you need to do is to pick up on the place from the list of top restaurants and you will be able to have the best food experience of your life. Here are the best restaurants of Weber County:

1.    Even Stevens:

It is the local sandwich shop of Weber County. This chain is working for a cause. For every sandwich they sale, some donations are sent to the local non-profit partner. These partners include youth futures shelter, Ogden-Weber Community action partnership etc.

2.    Red duck store and grill:

It is a family owned business that is providing best quality food to the visitors and local residents of the place. The best part about visiting this restaurant is that the people will be able to have a homey feeling when they eat at this place. They also serve Zeppe’s Italian Ice which is a UTAH’s treat.

3.    Jeremiah’s restaurant:

If you are finding something related to the tradition of Utah, Jeremiah’s restaurant is the place where you can have it. This is the place where you can find the famous Utah scone that is quite similar to fried bread and it is served with the honey butter. The restaurant is created into a wooden log cabin. The atmosphere is quite friendly and you can have the best time with your family at one of the best top restaurants of the area.

4.    Luis’s Mexican Cuisine:

This is the place from where you will be able to get the best Mexican Cuisine. If your taste buds are calling for Mexican food, this is the place that fulfill your desires.

5.    Rosa’s Café:

The next place you need to try in Weber County includes Rosa’s Café. Although it is a small location but the food that is provided is of high quality and good taste. According to the reviews, the food portion that is served is quite enough for a single person.

6.    Firestone grill:

A place which is a favorite for every person, no matter if he is a student, a traveler or a local. This place has the ability to attract each and every person due to its out-standing environment and world-class food.

7.    Jocko’s Steak house:

If you love fresh beef, this place in the Weber County will be a heaven for your taste buds. This restaurant is best known for its fresh beef either in the form of steak or in the form of burger fillet.


This was the list of top restaurants in the Weber County you need to try to have a great food experience.

Reference links:

  1. http://www.visitogden.com/dine/
  2. http://utahsadventurefamily.com/jeremiahs-restaurant-in-ogden/
  3. https://www.yelp.com/search?cflt=restaurants&find_loc=Weber+County%2C+UT

HOA: Are they worth it?

Homeowners associations (HOA) are essentially small governing bodies over a particular neighborhood or community. The HOA board consists of homeowners in the development or complex. This governing body establishes the rules and regulations that members adhere to along with the amount of dues or fees to be paid monthly, quarterly or annually. Although membership in the HOA is mandatory, there are many positives and negatives that go along with community living.canstockphoto40967861


  • An HOA offers low maintenance. Usually, trash, snow removal and landscaping services are handled by the association and included in the dues. This means less work for the home owner.
  • Many appreciate that the HOA regulates community appearance. Ensuring that your neighborhood will look good. Everyone must meet certain standards, which means no unkempt lawns or peeling paint.
  • Access to amenities including pools, fitness centers, parks and security gates all add to the appeal of an HOA.
  • Having a disagreement with your neighbor? No problem, third party management provides you with a built in mediator. You can easily take your grievances about next doors barking dog to the HOA board.
  • Everyone shares the maintenance costs. Maintenance of common areas, snow and trash removal, of the pool and other areas are shared responsibilities covered by the dues.
  • Living in an HOA reduces your responsibilities. Along with handling landscape, trash and snow removal, HOA sometimes carry insurance on the properties and cover roofing and other costs.


  • Naturally, the fees required by some associations turn people off. Although HOA dues vary, they can be in the hundreds per month. Make sure and budget not only for your mortgage payment, but the dues as well.
  • HOA rules, restrictions and dictations somewhat ties your hands. Some HOA have restrictions regarding paint colors and any additions or changes you want to make to the property must be approved by the board.
  • You could be hampered by the HOA financial woes. This means that an HOA facing financial problems or a lawsuit could hurt the sale prices of homes and the community and effect your ability to obtain a loan.
  • You might lose some of your freedom. Just as your hands could be tied, you will have to follow the rules and regulations of the HOA no matter how ridiculous you might think they are.
  • Surprise – they can spring assessments on you! The HOA board can decide to impose special assessments when needed for improvements or repairs.
  • They can limit your ability to rent. In order to get a loan for a property in the community the owner to renter ratio must be retained. Different lenders and HOA have differing standards, but these communities prefer that renters live somewhere else.
  • They can foreclose on your home if you get behind on your dues and assessments. This is usually a last resort. However, it can be done.

Making a decision:

First, weigh the pros and cons against your own lifestyle choices. Then, familiarize yourself with the ins and outs of the rules of the HOA before you buy to avoid surprises. Finally, you may find that HOA living can be equally satisfying and then again, you may find that it’s not for you.